Date:July 06, 2012

CUProdigy Core

Our browser based system, CUProdigy, provides the tools that you would expect from a processing platform that is re-defining the credit union core processing industry.  CUProdigy encompasses every action, from new member signup to best-in-class disaster recovery.  Most importantly, CUProdigy accomplishes this without seat license costs, client software installation, or demanding hardware requirements.

Although any core conversion can be overwhelming, our skilled and experienced staff of core conversion experts will help you through the process from platform adoption to implementation and beyond.

Navigation and Technology

  • Platform
    • Cloud-based Implementations
    • Servers are Operating System Independent
    • Workstations are Operating System Independent
    • Browser based (Chrome, IE, Firefox) –no program to install
  • Support Options
    • Fax/E-mail/Phone/Portal Support Options
    • Remote Workstation Support
    • Portal Access to Support System & cases
    • FAQ’s etc. available on Support Portal
  • Navigation
    • Hot Keys for Quick Navigation
    • Robust Employee Security
    • Role based Security for individualized security

Member Screen

  • Comprehensive view of Member/Account information
  • Integrated Photo/ID Verification
  • Electronic Signature Capture
  • Thermal Receipts
  • Custom/ C.U. Defined Account Types and Fields
  • New Account Wizard
  • On-Line New Account Interface (to 3rd party)
  • User Defined Fees
  • Electronic check/receipt images in Member History
  • Image capture & storage (ID, Reports, Receipts)
  • Multiple Transaction Processing
  • Customizable Screen Themes
  • Full Audit Logs
  • Laser Printing (Receipts, Checks, Loan Documents)
  • Cash Dispenser/Recycler Interface

Loan System

  • Loan Origination
    • Full origination capabilities
    • CU Specified Application definitions
    • CU Specified Application processing steps by type
    • Approval Process by user authorized levels & Limits
    • Pipeline reporting
    • 360 & 365 loan calculation & origination
  • Loan Servicing
    • 360 & 365 day loan servicing
    • Escrow Accounts
    • Loan reporting and tracking by Dealer, Score, LO, etc.
    • In-House Credit Card Servicing & Statements
    • Heloc Loans
  • Fully Integrated Collection System
    • Automated Actions & Collector Queues
  • Charged-off Loan Tracking and Servicing

GL System

  • Full General Ledger System
    • Comprehensive GL View
    • Branch Accounting
    • Historical access to Previous history
    • Multiple user-specified formats for financial statements
    • Full Audit log
  • Accounts Payable
    • Tracking, Payment, and Management
  • Prepaid Expense
    • Tracking, Expensing, and Management
  • Fixed Assets
    • Tracking, Depreciation, and Management
  • Investments
    • Tracking, Accruals, and Management

  • Remote Access (3rd Party Integration)
    • Internet Banking
    • SMS (text) Banking
    • Smart Phone Web-banking
    • Mobile Banking
    • Audio Response
    • e-Statements
    • Notice Processing
    • Statement Processing
    • Bill Pay
    • Online ATM/Debit Card
  • Integrated within System
    • Fincen/OFAC-SDN integration
    • Bank Secrecy Act Integration
    • Office of Recovery Services/Data Match Integration
    • Credit Bureau Reporting
    • IRS Tax Filing – integrated and assisted without additional charges
    • Courtesy Pay Program
    • Collateral Insurance Tracking
    • Non-Compliance Fee (Collateral Insurance fee program)
    • Shared Branching Issuer and Acquirer Programs
    • Report Warehouse for archiving all reports
    • Robust Action/task management throughout system
    • Share Draft Processing
    • ACH Processing
    • Payroll Processing
    • Special Item Marketing (Stamps, Tickets etc.)
    • Custom Reports System
    • Fraud Detection Tools
    • Export Capabilities for research & analysis
    • Open Database (SQL)
  • Automation
    • System Backups
    • Disaster Recovery
    • End of Day Processes
    • End of Month Processes
    • Wizard Helper screens on processes such as Opening New Accounts, etc.